Investments

Gold remains a cornerstone of Indian investment portfolios, with demand reaching 800 tonnes in 2024 (World Gold Council), driven by cultural affinity and its role as a hedge against volatility. Despite a 20% price correction from its 2020–2022 peak (₹74,600/10g to ₹59,680/10g), gold prices rose 12% YoY in Q1 2025, fueled by geopolitical tensions and […]

India’s startup ecosystem, with over 1.74 lakh DPIIT-recognized startups as of April 2025, thrives on innovation, yet the venture capital (VC) model doesn’t suit all businesses. T.N. Hari, co-founder of Artha School of Entrepreneurship, argues that Middle India’s limited awareness of the VC ecosystem may be a blessing, encouraging frugal, profitable, and sustainable businesses. With

Home loans often represent one of the largest financial obligations in a person’s life, with repayment periods spanning years or even decades. Clearing your home loan ahead of schedule can reduce interest costs, alleviate financial stress, and free up funds for other goals, such as investments or retirement savings. That said, before rushing to pay

India’s impact investing ecosystem, affecting over 500 million lives with $12.5 billion in capital as of 2024, presents a compelling opportunity for family offices and high-net-worth individuals (HNIs) to align wealth with social and environmental goals. Despite India’s 300+ family offices managing ₹108 lakh crore in assets and a 6% rise in HNIs to 85,698

The Union Budget 2024, presented on July 23, 2024, introduced significant reforms to capital gains taxation, reshaping the investment landscape for High-Net-Worth Individuals (HNIs) in India. With over 1.74 lakh DPIIT-recognized startups and a projected economic growth rate of 6.5–7%, these changes aim to simplify tax structures, promote equitable capital allocation, and align with India’s

Environmental, Social, and Governance (ESG) investing has gained traction in India, with over $4 billion in ESG-focused funds by 2024, driven by SEBI’s Business Responsibility and Sustainability Reporting (BRSR) and Stewardship Code. As India’s startup ecosystem grows, with 1.74 lakh DPIIT-recognized startups contributing ₹3.5 lakh crore to GDP, ESG integration offers family offices and high-net-worth

Asset allocation is the foundation of a sound investment plan, but its complexity can overwhelm new investors. Enter the “100-minus-age” rule—a straightforward formula to determine how much of your portfolio should be invested in equities. By subtracting your age from 100, you get the percentage to allocate to stocks, with the remainder directed to debt

India’s economic trajectory, with a projected GDP growth of 6.4% in FY25 and a goal to become a $5 trillion economy by 2027, offers compelling opportunities for investors. The Union Budget 2024, announced on July 23, 2024, allocated ₹11.11 lakh crore (3.4% of GDP) for capital expenditure (capex), reinforcing infrastructure, manufacturing, and renewable energy as

5 Powerful Tailwinds for a Secure Retirement in India “Retire to a life of purpose, not just from a career.” Retirement marks a significant shift, blending anticipation for new possibilities with the challenge of financial independence. With the rise of nuclear families in India, reliance on younger generations for support is fading, making strategic retirement

Global market volatility, driven by geopolitical tensions, trade policy shifts, and persistent inflation, has reshaped investment strategies for ultra-high net worth individuals (UHNIs, net worth >$30 million) in 2025. India’s 13,600 UHNIs, managing $1 trillion in wealth, and 8.5 lakh HNIs (Capgemini, 2024) navigate a complex landscape marked by a 20% S&P 500 correction in